If you are a veteran in Utah planning repairs or accessibility work on your home, here is the direct answer: Utah does not run its own grant or loan program for veteran home repairs or modifications. The state's real value shows up on your property tax bill instead, through one of the larger disabled-veteran exemptions in the country. Here is how the federal grant money works, what Utah adds, and how to apply for both.
The four federal VA grants#
The U.S. Department of Veterans Affairs (VA) offers four grant and health-benefit programs nationwide, and Utah veterans qualify the same as veterans anywhere. Specially Adapted Housing (SAH) pays up to $126,526 in FY2026 for severe, permanent service-connected disabilities, such as loss of use of both legs or blindness rated 20/200 or worse. Special Home Adaptation (SHA) pays up to $25,350 in FY2026 for conditions like loss of use of both hands or certain respiratory injuries. Both are grants, not loans, so nothing is repaid. Apply with VA Form 26-4555; SAH or SHA can be used up to six times over your lifetime as funds remain.
Temporary Residence Adaptation (TRA) helps if you are living temporarily in a family member's home. In FY2026 it pays up to $50,961 through the SAH path or $9,100 through the SHA path. TRA can only be used once, counts as one of your six lifetime uses, and draws down whichever grant total, SAH or SHA, you qualify under. Congress currently authorizes TRA through September 30, 2026.
Home Improvements and Structural Alterations (HISA) is a VA health benefit, not a housing grant, so you apply through the VA medical center's Prosthetics and Sensory Aids Service with VA Form 10-0103 and a provider's prescription. Service-connected veterans can receive up to $6,800 over their lifetime; other eligible veterans can receive up to $2,000. Renters can use HISA with the landlord's notarized permission. SAH and SHA construction runs through a contractor holding a VA Builder ID, a registration, not an approval rating.
What Utah adds#
Utah's own agency for veterans is the Utah Department of Veterans and Military Affairs (UDVMA), at veterans.utah.gov, 801-326-2372. UDVMA does not run a home repair, improvement, or adaptation grant or loan program. Its benefits are claims assistance, education help, a first-time homebuyer grant, state veterans homes, and tax abatement information. Utah's real contribution comes through property tax relief instead.
The Veteran with a Disability exemption removes up to $535,459 of a residence's taxable value, prorated by the veteran's disability percentage, with no exemption below a 10% rating. The amount is CPI-indexed annually, so it can shift each tax year. It extends to an unmarried surviving spouse or minor orphans, and it can also apply to tangible personal property such as vehicles. A veteran certified by the VA as Individual Unemployability is treated as 100% disabled for this exemption regardless of the underlying rating percentage, per the Utah State Tax Commission. Apply at the county where the property sits, using Form PT-025 with proof of service and disability. The exemption is a standing entitlement with no waitlist, under Utah Code Title 59, Chapter 2a, Part 5.
UDVMA also offers a $2,500 Utah Veteran First-Time Homebuyer Grant, one per couple, for veterans separated within five years or currently serving, including Guard and Reserve members. This is purchase assistance, not repair or modification funding, and it is currently closed for FY2026 with funds depleted; a reopening is planned for August 3, 2026, pending appropriation.
How to apply in Utah#
Finding a provider who knows VA paperwork: Not every contractor has worked on SAH, SHA, or HISA projects. Adapta Home USA verifies providers' VA Builder ID Verified status, so you can filter for professionals who have handled this paperwork before. Find Home Modifications & Remodeling providers in Utah with VA Builder ID Verified status →
For the federal VA grants, UDVMA's VA-accredited Veterans Service Officers, organized across four regions, help you file VA Form 26-4555 and related claims at no charge, in person or virtually. For the property tax exemption, file with your county assessor or auditor instead, not with UDVMA. Start at veterans.utah.gov to find your regional office.
How the programs stack together#
The federal VA grants pay for the actual construction, so start there, since that money never has to be repaid. Utah's exemption does not fund a project, but it can remove most or all of your property tax bill going forward, and a veteran certified as Individual Unemployability can claim the full exemption even without a 100% schedular rating.
For more on the federal programs, see our VA home modification grants guide and VA grant decision tree. Our guide to paying for home modifications and wheelchair ramp cost guide can help you plan a project budget.
Figures on this page were verified against veterans.utah.gov and tax.utah.gov in July 2026.
FAQ#
Does Utah have a state program that pays for veteran home repairs or modifications?#
No. Utah's contribution is a property tax exemption, alongside the four federal VA grants that pay for construction.
How much is the Utah disabled veteran property tax exemption worth?#
Up to $535,459 of a residence's taxable value is exempt, prorated by disability percentage, with no exemption below a 10% rating.
Does a VA Individual Unemployability rating qualify for Utah's full property tax exemption?#
Yes. A veteran VA-certified as Individual Unemployability is treated as 100% disabled for the exemption regardless of the underlying rating percentage.
Who helps Utah veterans apply for VA housing grants for free?#
UDVMA's VA-accredited Veterans Service Officers, organized across four regions, help with VA Form 26-4555 and other federal claims at no cost. Find your regional office at veterans.utah.gov.
Find a verified provider near you#
Adapta Home USA's directory lets you search Home Modifications & Remodeling providers in Utah and filter for VA Builder ID Verified status. Our wheelchair ramp cost guide can help you plan your budget.
This article is for general educational purposes only and does not constitute medical, legal, or financial advice. Consult a qualified professional about your specific situation.
Program amounts, eligibility rules, and application procedures change. Figures on this page were verified against official government sources on the date shown, but you should confirm current details at VA.gov or with the administering agency before making decisions. Adapta Home USA is not affiliated with the U.S. Department of Veterans Affairs or any government agency.