If you are a veteran in Georgia planning repairs or accessibility work on your home, here is the direct answer: Georgia does not run its own grant or loan program for veteran home repairs or modifications. The state's real benefit shows up on your property tax bill, through a disabled veteran homestead exemption tied directly to a federal veteran housing grant maximum. Here is how the federal money works, what Georgia adds, and how to apply for both.
The four federal VA grants#
The U.S. Department of Veterans Affairs (VA) offers four grant and health-benefit programs nationwide, and Georgia veterans qualify the same as veterans anywhere. Specially Adapted Housing (SAH) pays up to $126,526 in FY2026 for severe, permanent service-connected disabilities, such as loss of use of both legs or blindness rated 20/200 or worse. Special Home Adaptation (SHA) pays up to $25,350 in FY2026 for conditions like loss of use of both hands or certain respiratory injuries. Both are grants, not loans, so nothing is repaid. Apply with VA Form 26-4555; SAH or SHA can be used up to six times over your lifetime as funds remain.
Temporary Residence Adaptation (TRA) helps if you are living temporarily in a family member's home. In FY2026 it pays up to $50,961 through the SAH path or $9,100 through the SHA path. TRA can only be used once, counts as one of your six lifetime uses, and draws down whichever grant total, SAH or SHA, you qualify under. Congress currently authorizes TRA through September 30, 2026.
Home Improvements and Structural Alterations (HISA) is a VA health benefit, not a housing grant, so you apply through the VA medical center's Prosthetics and Sensory Aids Service with VA Form 10-0103 and a provider's prescription. Service-connected veterans can receive up to $6,800 over their lifetime; other eligible veterans can receive up to $2,000. Renters can use HISA with the landlord's notarized permission. SAH and SHA construction runs through a contractor holding a VA Builder ID, a registration, not an approval rating.
What Georgia adds#
Georgia's own agency for veterans is the Georgia Department of Veterans Service (GDVS), at veterans.georgia.gov, with field offices statewide. GDVS does not run a home repair, improvement, or adaptation grant or loan program. Georgia's real contribution comes through the tax code, in a genuinely unusual form.
The Disabled Veteran Homestead Tax Exemption exempts up to $121,812 (2025) of your home's value from property tax, covering state, county, municipal, and school levies alike. That figure is not set by the Georgia legislature. It is set by an index rate from the U.S. Secretary of Veterans Affairs under federal law, 38 U.S.C. 2102, meaning it tracks the federal SAH grant maximum and updates annually. As the SAH grant rises each October, so does Georgia's exemption. The GDVS website still lists the 2025 figure at the time of writing, so confirm the current amount before you file.
To qualify, you must be an honorably discharged veteran who is VA-rated 100% totally disabled, or rated less than 100% but compensated at the 100% rate for unemployability. The exemption also covers veterans entitled to a statutory award for the loss, or loss of use, of both feet, both hands, or sight in one or both eyes, or for a specified visual field impairment, a wider net than a plain 100% disability rating. An un-remarried surviving spouse or minor children can keep the exemption while they continue to occupy the home.
You apply with your county tax officials, not with GDVS. Georgia's 159 counties each have their own tax commissioner interpreting the details, so how the exemption is processed can vary by county.
How to apply in Georgia#
Finding a provider who knows VA paperwork: Not every contractor has worked on SAH, SHA, or HISA projects. Adapta Home USA verifies providers' VA Builder ID Verified status, so you can filter for professionals who have handled this paperwork before. Find Home Modifications & Remodeling providers in Georgia with VA Builder ID Verified status →
For the federal VA grants, your local GDVS field office can help you file VA Form 26-4555 and related claims at no charge. For the disabled veteran homestead exemption, file with your county tax commissioner's office instead. Start at veterans.georgia.gov to find your nearest GDVS field office.
How the programs stack together#
The federal VA grants pay for the actual construction, so start there, since that money never has to be repaid. Georgia's homestead exemption does not fund a project, but it lowers what you owe in property tax every year you own the home, and that savings grows automatically as the federal SAH maximum grows.
For more on the federal programs, see our VA home modification grants guide and VA grant decision tree. Our guide to paying for home modifications and wheelchair ramp cost guide can help you plan a project budget.
Figures on this page were verified against veterans.georgia.gov in July 2026.
FAQ#
Does Georgia have a state program that pays for veteran home repairs or modifications?#
No. Georgia's contribution is a property tax exemption, alongside the four federal VA grants that pay for construction.
How much is Georgia's disabled veteran homestead exemption?#
The exemption covers up to $121,812 of your home's value for 2025. The amount tracks the federal SAH grant maximum and updates annually, so confirm the current figure with your county tax commissioner.
Who qualifies for Georgia's disabled veteran homestead exemption?#
Honorably discharged veterans rated 100% totally disabled, or compensated at the 100% rate for unemployability, or entitled to a statutory award for loss of feet, hands, or sight. Un-remarried surviving spouses and minor children can also qualify while occupying the home.
Who helps Georgia veterans apply for VA housing grants for free?#
Your local Georgia Department of Veterans Service (GDVS) field office helps with VA Form 26-4555 and other federal claims at no cost. Find your nearest office at veterans.georgia.gov.
Find a verified provider near you#
Adapta Home USA's directory lets you search Home Modifications & Remodeling providers in Georgia and filter for VA Builder ID Verified status. Our wheelchair ramp cost guide can help you plan your budget.
This article is for general educational purposes only and does not constitute medical, legal, or financial advice. Consult a qualified professional about your specific situation.
Program amounts, eligibility rules, and application procedures change. Figures on this page were verified against official government sources on the date shown, but you should confirm current details at VA.gov or with the administering agency before making decisions. Adapta Home USA is not affiliated with the U.S. Department of Veterans Affairs or any government agency.